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Advances in technology and the growing popularity of contests help underwriters learn the contours of hole-in-one and other prize coverage.

The Internet is home to more and more promotions each year, made possible by insurance to cover major prizes.

Hole-in-one insurance is relatively new, originating in the 1970s.

Odd Ball

Odd Ball

By  Becky Squires

[Page 4 of 4]

· PGA Tour player: 3,000-to-1

· Low-handicapper: 5,000-to-1

· Average player: 12,000-to-1

Oldest person to hit one: Elsie McLean, 102, played golf for 74 years before she hit her first hole in one on April 5, 2007, in California’s Bidwell Park, breaking the six-year age record previously held by Harold Stilson, who was 101 when he aced one at Florida’s Deerfield Country Club.

Here’s lookin’ at you, kid: Lee Fiyalko, 92, shot his first hole in one on Jan. 10, 2008, at the Cove Cay Country Club in Clearwater, Fla. Fiyalko, who played to a seven handicap in his prime, couldn’t see his great shot—he is blind from macular degeneration.

Longest hole-in-one shot: A 517-yard Par 5, hit by Michael J. Crean at Denver’s Green Valley Ranch Club on July 4, 2002.

Most aces: Norman Manley, a California amateur, made 59, beginning with his first in 1964; he scored four in 1979 alone. Among the pros, Mancil Davis holds the record at 50.

But what about Tiger? Woods made his first hole in one when he was six and now has 18 to his credit. Woods, who is far and away golf’s highest moneymaker, has made just two aces since he turned pro in 1996.

Only Par-4 ace on the PGA Tour: In 2001, Andrew Magee, still upset by a double-bogey he’d made two holes earlier in the FBR Open at TPC Scottsdale, decided not to wait for the group ahead to clear the green, reports golf blogger Brent Kelley. Instead, Magee teed up and hit the ball, hard. His ball made the green just as Tom Byrum was ready to putt. Magee’s ball hit Byrum’s putter, bounced off and rebounded 10 feet into the cup.

Take some credit: If you’ve made a hole in one, register it with the PGA and receive a free certificate—and more bragging rights. Go to www.pga.com and click “PGA Hole in One” under the Play heading at the top of the page. While you’re there, check out their hole-in-one archives to see who else has done it.

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